Latitude Finance

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What is interest free?

The smarter way to pay for things you really want today. Manage your payments over time, without paying any interest during the interest free period.

Any one of these four cards can be used to make Interest Free purchases

If you don’t have a card yet, you can apply for a Gem Visa online which will allow you to start interest free shopping today.

If you do have one of these cards call us on 1800 000 360.

A payment option to suit you

At Echidna Sewing, we offer a choice of repayment options, allowing you to choose the finance option that best suits your individual needs.

Please note: Finance is only available on selected machines. Please call us for more information on 1800 000 360.

What does 0% Interest mean?

Make monthly repayments and pay the outstanding balance in full before the end of the interest free period, to avoid paying any interest. Pay your purchase before the end of the promotional period and pay $0 interest.

Annual fee

For Gem Visa a $99 annual fee applies after your first purchase and on the anniversary of that first purchase every year afterwards.

*Terms and Conditions:

  • Monthly payment amount excludes Gem Visa $99 annual fee. Monthly payments required, exact payment amount varies and is specified on your statement.
  • ^ Total price includes $99 annual fee on Gem Visa, charged after your first purchase and each anniversary date.
  • Approved customers only.
  • Finance is not available on all machines and offers. Please call us for more information on 1800 000 360.
  • Available on advertised or ticketed price, from Echidna Sewing. The plan is payable by 60 equal
  • monthly instalments (exact amounts specified in your statement). At the end of the plan, interest
  • will be charged at 22.99%. At the end of the plan, interest will be charged at 22.99%.
  • A $99 annual fee applies for Gem Visa. This notice is given under the Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer.
  • Also available to GE Credit Line, GO MasterCard and Buyer’s Edge customers.
  • Other conditions, fees and charges apply, see product websites for details.
  • Credit is provided by Latitude Finance Services (ABN 42 008 583 588), Australian Credit Licence number 392145, trading as Latitude Finance Services.